Chemists / Pharmacy Insurance
Most High Streets contain chemist shops. They have been part of the United Kingdom’s retail businesses in one form or another for hundreds of years. A chemist shop can be an extremely busy environment for the owner as well as the staff. Customers visit regularly to pick up prescriptions, other medication and toiletries. The stock on the premises can easily amount to thousands of pounds, which unfortunately can become a target for thieves.
The owner of a pharmacy should fully insure their business. The outcome of a burglary and loss of stock could spell financial disaster if the shop is not insured. Chemist owners have a huge responsibility to their customers. They must, including staff, ensure the correct medication is given to the customers which has been prescribed by a doctor. If the incorrect medication is dispensed and a customer becomes ill, you may be liable to prosecution.
Insureyourshop are the people to turn to for your chemist shop insurance policy. They can provide you with the necessary business cover to protect against all areas of risk. Fully comprehensive insurance packages usually include contents, stock, money and business interruption. Liability Insurance as well as Employers Liability, which is mandatory in the UK, will safeguard you against any legal claims from staff or customers.
Professional and highly trained staff are employed by insureyourshop. They can tailor-make insurance cover to also include high risk items such as medicines and cash on the premises. For chemists, product liability is extremely important too. This means that if any faulty products are sold to customers which cause them harm, resulting in a claim for negligence, then you are protected against any legal action.
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